How To Handle Partial Fire Loss

5/29/2019 (Permalink)

There are simple steps you can follow to handle partial fire loss in your commercial property.

If a fire damages but does not completely destroy your commercial property in Layton, UT, you will likely need to claim partial losses. While you are documenting evidence of fire loss and smoke damage, you should be sure to look for hidden damage and try to avoid delays. Here are three ways to handle partial loss due to fire.

3 Ways to Handle Partial Fire Loss

1. Document all evidence. It is important to take photographs or videos that document the damage caused by a fire whether the extent of the damage is complete or partial. Your documentation should be even more detailed if the damage is partial to enable you to successfully file a claim.

2. File a timely claim. Don't let the fact that your losses are only partial delay your filing following a fire. If you have business insurance coverage that covers fire at your commercial property, you are entitled to compensation for damaged items that need to be replaced. Be sure to monitor your claim in the process to make sure that your insurer takes your partial damage as seriously as major fire loss.

3. Obtain compensation. You should obtain full and fair compensation for any losses that you suffer, however partial. If you do not obtain compensation for the full extent of partial damage, you should follow up on the claim you filed with your insurance adjuster. Sometimes partial claims are considered less important than total loss and are left to languish. You should try to complete the process as efficiently as possible.

Make sure that you provide all of the necessary documentation and prevent insurers from delaying compensation on account of the fact that your damages were only partial. Whether you are dealing with extensive or partial fire loss at your commercial property in Layton, UT, a certified fire restoration company can help you reopen for business as soon as possible.